BetterLife member benefits show our commitment to being a different kind of life insurance company.
These exclusive, free benefits offer extra protection and opportunities for you and your loved ones. If you have a BetterLife life insurance policy or annuity, you’re entitled to these added benefits.
Member Benefits are non-contractual and can change at any time. Members must apply to receive benefits. All decisions regarding the eligibility of these benefits are at the sole discretion of BetterLife.
Family Benefit
The Family Benefit provides up to twenty (20) $1,000 awards per year to BetterLife members for costs associated with senior care, child care, extracurricular activities, family emergencies, or unexpected living costs.
- BetterLife will provide $1,000 awards for costs associated with senior care, child care, extracurricular activities, family emergencies, or unexpected living costs.
- BetterLife will award 5 benefits up to $1,000 per quarter, 20 benefits up to $1,000 annually, for a total of $20,000.
- Members may apply each year from January 1 through December 15 for this benefit.
- Lifetime cap of 3 claims per member.
- Quarterly recipients will be selected after March 31, June 30, September 30, and December 15.
- A third-party judge will determine the recipients of the benefit.
Apply for the BetterLife Family Benefit
Newborn Benefit
Designed to provide the parent with insurance at the standard rate for a newborn child who may not be insurable otherwise.
- Provides $5,000 of permanent life insurance coverage for newborn regardless of insurability.
- The application must be submitted before the 61st day after birth. Coverage starts on the 61st day after birth.
- Permanent benefit is $10,000 if both parents are members at least 90 days prior to birth.
- Qualified members can also receive a $5,000 death benefit for a child if death occurs on or before the 60th day of birth.
Apply for the BetterLife Newborn Benefit
Orphan Income Benefit
BetterLife supports member children and children of members who lose both parents by providing a monthly allowance to the child’s guardian. The benefit may also include money for college.
- A monthly allowance provided to an orphan $250 up to age 19.
- A child member or a child of a member can receive the benefit.
- The annual scholarship benefit max is $3,000 for all schools, and it is up to four years maximum.
Apply for the BetterLife Orphan Income Benefit
Disaster Relief Benefit
The Disaster Relief Benefit is designed to assist members who have been affected by a disaster and help them get back on their feet. A benefit of up to $1,500 will be paid to cover out-of-pocket expenses.
- The benefit amount is up to $1,500 for out-of-pocket expenses for their primary residence and personal belongings, which are not covered by an insurer or relief agency.
- May be eligible due to natural disasters, including flood, hurricane, earthquake, or tornado, or a total loss of structure due to fire, wind, or other disasters as designated by the state or federal government.
- Lifetime cap of one benefit per member.
Apply for the BetterLife Disaster Relief Benefit
Health Benefit
An award of up to $1,000 will be provided to a member for out-of-pocket expenses for serious illness. A cap of 20 awards are given each year for a total of $20,000 annually.
- Focus on paying the costs attributed to getting treatment.
- Applications must be received within one year from onset of serious illness.
- Only covers out-of-pocket expenses.
- Members can apply once per year, with a Lifetime cap of 2 awards per member.
Apply for the BetterLife Health Benefit
National Member Scholarships
Visit Scholarships for more information and online application portal.
Life Line Screening
Life Line Screening provides valuable health screenings to detect the risk of stroke and cardiovascular disease at a special rate for our members.
- Four vital screenings are included for $129: Carotid Artery Ultrasound, Abdominal Aortic Aneurysm, Heart Rhythm (Atrial Fibrillation), and Peripheral Arterial Disease Screening.
- Osteoporosis Screening is available for an additional $10.
Open to benefit members and BetterLife Connect social members.
Find a location and schedule a screening.
If you have questions about BetterLife’s Member Benefits contact the Member and Community Engagement team at 1-800-779-1936 (option 7) or email us at MemberEngagement@BetterlifeIns.com. All calls/emails will be answered within 48hrs.