Cover two people with flexible coverage that fits your life.
Speak with an AgentA partnership shouldn’t have to mean double the payments and fees. Universal Life Joint helps you save by providing life insurance coverage for two, with just one policy fee and premium.
Save money by purchasing one life insurance policy to cover two people.
Adjust your coverage and premium payments as your life evolves and changes.
If enough premiums are paid, your policy will develop a cash value, which is made up of funds that accumulate and earn interest over time.
When you purchase a BetterLife Universal Life policy, you automatically gain access to our free, exclusive member benefits, which offer additional protection and value. Click on the button below to learn more.
Learn MoreHouseholds With Two Wage Earners
Universal Life Joint is ideal for two-income families or business partners who have a shared need for a single death benefit. Save by avoiding two separate policy fees and premiums.
Prospective Bi-Weekly Benefit Plan Members
Universal Life Joint works with our Bi-Weekly Benefit Plan which allows you to combine your mortgage and life insurance for simplified payments. Click here to learn more.
Policy
Premiums
Options & Extra Benefits
Download our Universal Life Info Sheet
*According to tax laws IRC Sections 101 & 7702. **The surviving must be under age 71 for this option to apply.
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