Give yourself peace of mind.
Sooner or later, every family will have to face the costs associated with the passing of a loved one. Many people immediately think of funeral and burial costs when they hear the term final expenses. In reality, final expenses can include many different kinds of costs, such as medical bills, utility bills, taxes, and credit card debt. Preparing ahead for your final expenses can help ease your family’s financial and emotional burdens during an already difficult time.
BetterLife can help you select a life insurance solution that is specifically designed to meet final expense needs and give your family the peace of mind they deserve. Relieve your family from overwhelming financial obligations after you are gone by putting a proper final expense plan in place today.
Unlike funeral home-based preneed contracts, which buy goods and services from a specific funeral home, our life insurance policies give you the opportunity to set aside funds that aren’t tied to a specific funeral home or arrangement. This gives your beneficiaries the freedom to choose how the death benefit proceeds are allocated. Given the many expenses your loved ones may encounter, life insurance will provide plenty of flexibility to cover whatever bills need to be paid.
We offer several different types of final expense life insurance so you can find the option that fits your needs best. Each option has unique features, but none of them require a medical exam. Scroll down to the bottom of the page for more detailed information.
Simplified Issue Whole Life
Answer simple yes/no health questions to find out if you qualify. Choose to pay your premiums over your lifetime, all at once, or during a 10 or 20-year period.
Graded Benefit Whole Life
Graded Benefit Whole Life is an affordable option that offers a unique graded death benefit. It has a simplified application with minimal medical questions.
Guaranteed Issue Whole Life
Guaranteed Issue Whole Life does not require a medical exam or health questions. A single premium is paid to purchase this policy, which makes it ideal for people who have more significant health issues.
Funeral Trust Program
While not a form of life insurance, our unique Funeral Trust Program pairs with any of our final expense policies. It allows you to make sure your death benefit is clearly designated to pay for final expenses.
It only takes 2 minutes to get your custom rate for Graded Benefit Life insurance.Get Your Rate
Our Simplified Issue Whole Life policy offers multiple payment options and an affordable rate that won’t change over time. Enjoy an easy application process with simple yes/no medical questions. No medical exam or physician’s statement is required.
Our Guaranteed Issue Whole Life policy offers permanent life insurance protection that is purchased with a single payment. There are no medical exams or health questions required to qualify, and imperfect health will not prevent you from obtaining life insurance protection under this policy.
Our Graded Benefit Whole Life policy also offers permanent life insurance protection, but it does not have to be purchased with a single payment. Premiums can be paid monthly, quarterly, semi-annually, or annually. No medical exam is required and the application includes some simple health questions, so people with poor health can still qualify.
*According to tax laws IRC Section 101 & 7702. Cash surrenders and loans may generate an income tax liability. BetterLife, its affiliates, and its agents do not render tax or legal advice. Consult with your tax and legal advisors regarding your personal circumstances. **Dividends are not guaranteed. ***Subject to suicide provision.
Sun Prairie, WI
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