Permanent, lifetime protection with a simple application.
Get Your RateBetterLife’s Graded Benefit Whole Life Insurance offers peace of mind by helping your loved ones pay for your final expenses. Our simple application is an easy, pain-free process for you, with minimal medical questions and no medical exam required.
Permanent Protection
Graded Benefit offers you protection for the rest of your life, and lifts the weight of your final expenses from your loved ones after you’re gone.
Guaranteed Premiums
When you purchase Graded Benefit Whole Life Insurance, you’ll lock in a rate that is guaranteed to never increase for as long as you maintain your policy.
Portable and Flexible
This policy will follow you wherever you go which means you won’t be tied to any one location. It also provides the ultimate flexibility for paying funeral costs, medical bills, taxes, and other expenses.
Income Tax-Free* Death Benefit
When the time comes, your beneficiaries will receive an income tax-free* death benefit. This important benefit helps ensure the people you love will be able to pay for your final expenses and any other costs.
*According to tax laws IRC Section 101 & 7702. Cash surrenders and loans may generate an income tax liability. BetterLife, its affiliates, and its agents do not render tax or legal advice. Consult with your tax and legal advisors regarding your personal circumstances.
*According to tax laws IRC Section 101 & 7702. Cash surrenders and loans may generate an income tax liability. BetterLife, its affiliates, and its agents do not render tax or legal advice. Consult with your tax and legal advisors regarding your personal circumstances.
Continue to get your personalized BetterLife Graded Benefit Whole Life quote in less than two minutes.
Get Your RateFinal Expense Planning
Regardless of your stage in life, it’s wise to think about planning for the end of your life. Final expense planning can help ensure that you don’t leave your loved ones with the financial burden of paying funeral expenses, medical bills, or other debts. Our Graded Benefit Whole Life Insurance is designed to help cover these types of expenses.
People with Health Issues
If you have health issues that make it difficult for you to get life insurance, our Whole Life Insurance might be a great option for you. To apply for this type of coverage, you only need to complete a simplified application. This can be done easily over the phone. No health exam is required though qualification does depend on answers to medical questions in application.
Senior Citizens
Seniors may not qualify for some types of life insurance due to their age or health. Our Whole Life Insurance is available to people ages 40-85, and the application process is simple. You can purchase thousands of dollars of protection at an affordable price. Annual, semi-annual, quarterly, or monthly payments are available.
Charitable Giving
Some people use life insurance as a way to leave a charitable gift to a person, a cause or an organization at the end of their life. Our Whole Life Insurance can be a great way to leave a gift for something that is near and dear to your heart.
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Did you know that when you purchase a life insurance policy with BetterLife, you are automatically eligible to apply for any of our exclusive Member Benefits?
Our Member Benefits are designed to help you life a Better Life and range from assistance with out-of-pocket health expenses to funds to help you support your community.
Learn More*According to tax laws IRC Section 101 & 7702. Cash surrenders and loans may generate an income tax liability. BetterLife, its affiliates, and its agents do not render tax or legal advice. Consult with your tax and legal advisors regarding your personal circumstances.