Permanent, Lifetime Protection with a Simple Application and No Medical Questions.
Get Your RateBetterLife’s Graded Benefit Whole Life Insurance can help offer you and your loved ones peace of mind by easing the burden of final expenses. Our straightforward application process is hassle-free, with no medical questions or exams required.
Permanent Protection for Peace of Mind
BetterLife’s Graded Benefit Whole Life Insurance offers lifelong protection, helping ensure that your loved ones are not burdened with final expenses after you’re gone.
Guaranteed Premiums for Lifelong Security
When you choose BetterLife’s Graded Benefit Whole Life Insurance, you lock in a rate that will never increase for as long as you maintain your policy.
Portable and Flexible Coverage
This policy offers ultimate flexibility, helping you cover funeral costs, medical bills, taxes, and other expenses, no matter where life takes you.
Income Tax-Free* Death Benefit
When the time comes, your beneficiaries will receive an income tax-free* death benefit. This crucial benefit helps ensure the people you love will be able to pay for your final expenses and any other costs without added financial stress.
*According to tax laws IRC Section 101 & 7702. Cash surrenders and loans may generate an income tax liability. BetterLife, its affiliates, and its agents do not render tax or legal advice. Consult with your tax and legal advisors regarding your personal circumstances.
*Subject to terms of rider. **According to tax laws IRC Section 101 & 7702. Cash surrenders and loans may generate an income tax liability. BetterLife, its affiliates, and its agents do not render tax or legal advice. Consult with your tax and legal advisors regarding your personal circumstances. ***Subject to suicide provision.
Final Expense Planning Made Simple
No matter your stage in life, planning for final expenses is a wise decision. BetterLife’s Graded Benefit Whole Life Insurance helps ensure that your loved ones won’t be burdened with funeral costs, medical bills, or other debts. Our policy is designed to help cover these expenses, helping provide peace of mind for you and your family.
A Solution for Those with Health Issues
If you have health issues that make it difficult to get life insurance, BetterLife’s Graded Benefit Whole Life Insurance could be a great option for you. Our simplified application process can be completed easily over the phone, with no health exam required. Qualification is based on your answers to a few medical questions, making it accessible and straightforward.
Ideal for Senior Citizens
Seniors often face challenges qualifying for life insurance due to age or health. BetterLife’s Graded Benefit Whole Life Insurance is designed for individuals aged 40-85, offering a simple application process with no medical exams required.
Charitable Giving Made Easy
Many people use life insurance to leave a lasting legacy for a person, cause, or organization they care about. BetterLife’s Graded Benefit Whole Life Insurance is an excellent way to ensure your charitable gift supports what is near and dear to your heart.
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Did you know that when you purchase a life insurance policy with BetterLife, you automatically become eligible to apply for our exclusive Member Benefits? These benefits are designed to enhance your life and support your community. From assistance with out-of-pocket health expenses to funds that help you give back, BetterLife is committed to helping you live a better life
Learn More*According to tax laws IRC Section 101 & 7702. Cash surrenders and loans may generate an income tax liability. BetterLife, its affiliates, and its agents do not render tax or legal advice. Consult with your tax and legal advisors regarding your personal circumstances.