Simple and affordable coverage designed for you.
BetterLife’s Term Life Insurance is easy-to-understand and customizable. It can cost less than your monthly phone bill or coffee budget. At BetterLife, we believe that spending a small amount of money is absolutely worth protecting the people you love most.
Term Life insurance is the most affordable life insurance option available. It is ideal for individuals and families who are on a budget and need protection for themselves and the people they love most.
You’ll pay level premiums throughout the entire initial term, which can be 15, 20, or 30 years. After the initial term ends, premiums increase each year.
You can convert your policy to whole life or universal life insurance during your policy’s conversion period (see below for more details). If you take advantage of this option, you are guaranteed to qualify for life insurance at the time of the conversion.*
Income Tax-Free** Death Benefit
When the time comes, your beneficiaries will receive an income tax-free death benefit. This important benefit helps ensure the people you love will be able to live comfortably in your absence.
*Guarantees are backed by the financial strength and claims-paying ability of BetterLife. **According to tax laws IRC Sections 101 & 7702.
Phillip, South Dakota
Continue to get your personalized BetterLife Term Life quote in less than two minutes.Get Your Rate
Did you know that when you purchase a life insurance policy with BetterLife, you are automatically eligible to apply for any of our exclusive Member Benefits?
Our Member Benefits are designed to help you live a Better Life and range from assistance with out-of-pocket health expenses to funds that can help you support your community.Learn More
Fill out this form and one of our agents will get in touch with you within 1-2 business days.