Term Life Insurance

Easy, budget-friendly protection.

Our Term Life Insurance provides affordable protection for a 15, 20, or 30-year period with options to continue coverage for longer. Term life insurance is a great option for people seeking non-permanent coverage or more affordable life insurance solutions. Plus, your policy stays with you for the entire policy term, even if you change jobs. Policies are available from $50,000 to $500,000+

Affordable Rates

Our Term Life Insurance is our most affordable product and a great option for people on a budget.

Guaranteed Premiums

BetterLife’s Term Life Insurance is “level term”, which simply means that the rate you lock in will NOT change during the 15, 20, or 30-year term you choose.

Conversion Option

You are guaranteed to qualify for whole or universal life insurance during your term policy’s conversion period.*

BetterLife Term Life Insurance is ideal for:

New Homeowners

Young Families

Recent College Graduates

Budget-Concious Individuals

*Guarantees are backed by the financial strength and claims-paying ability of BetterLife.

BetterLife life insurance and annuity products are available in 17 states including Arizona, Colorado, Illinois, Indiana, Iowa, Kansas, Louisiana, Michigan, Minnesota, Nebraska, North Dakota, Ohio, Oklahoma, South Dakota, Texas, Washington, Wisconsin, and Wyoming.

Here's what our members have to say:

Marcia Tennyson

Verona, WI

"BetterLife has really taken the time to get to know me and my family. I like that they are part of my community and they care about the same things I do."

Doug Hauk

Phillip, South Dakota

"The most important part of being a BetterLife member is how we help our community so much. The activities, from the small projects to the big projects, fundraising hundreds of thousands of dollars, benefit so many people."

Autum Johnson

Spearfish, SD

"I'm a BetterLife member and agent. As a BetterLife agent, I help put our members first by finding out their needs and developing a plan that will help them be successful. The most valuable aspect of being a BetterLife member is knowing I have a company that has been around for many, many years and will continue to be there for many more."

Heather Ebert

Hettinger, SD

"BetterLife has really touched home for me. One of the first projects I was a part of was a fundraiser for my father after he suffered a heart attack. Another was a fundraiser for a family friend was involved in a farm accident where he lost his hand. BetterLife (then National Mutual Benefit) helped raised funds to cover a prosthetic, and it was real touching to see BetterLife and the community come together to help raise those funds."

Ready to learn more about our Term Life insurance?

Fill out this form and one of our agents will get in touch with you within 1-2 business days.

Easy, budget-friendly protection.

Affordable Rates

Guaranteed Premiums

Conversion Option

Why should you choose BetterLife?

BetterLife Term Life Insurance is ideal for:

*Guarantees are backed by the financial strength and claims-paying ability of BetterLife.

Here's what our members have to say:

Marcia Tennyson

Doug Hauk

Autum Johnson

Heather Ebert

Ready to learn more about our Term Life insurance?

Questions? We can help.

Call 833-975-2338

Hours: M-F 8am-5pm CT

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