Flexible coverage that fits your life.Speak with an Agent
We get it: life happens and you need a policy that can change with you. BetterLife’s Universal Life insurance adapts to your changing financial goals and insurance needs by allowing you to make changes to your premium amount or coverage amount. Keep reading to learn more!
With Universal Life Single, coverage can continue throughout your lifetime if you pay enough in premiums.
Adjust your coverage and premium payments as your life evolves and changes.
If enough premiums are paid, your policy will develop a cash value, which is made up of funds that accumulate and earn interest over time.
When you purchase a BetterLife Universal Life policy, you automatically gain access to our free, exclusive member benefits, which offer additional protection and value. Click on the button below to learn more.Learn More
People Seeking Payment Flexibility
With Universal Life Single, you’re able to increase or decrease your premiums and can even skip a payment* if necessary.
Prospective Bi-Weekly Benefit Plan Members
Universal Life Single works with our Bi-Weekly Benefit Plan which allows you to combine your mortgage and life insurance for simplified payments. Click here to learn more.
People Anticipating Life Changes
Universal Life Single gives you the ability to increase** or decrease your coverage amount as your life situation changes.
Converting Term Policies
Universal Life Single is a great option for those seeking to convert a BetterLife term policy to a permanent policy because of its flexible premiums and wide age eligibility.
*Skipping premiums may affect the performance of your policy. **Increasing coverage requires additional underwriting.
Options & Extra Benefits
*According to tax laws IRC Sections 101 & 7702.
Phillip, South Dakota
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