Guaranteed, lifelong protection that costs less.Get Started
Lifetime protection doesn’t have to be expensive. BetterLife’s Life Protector Whole Life insurance offers permanent, lifetime coverage at a budget-friendly price. Prepare for the future with this affordable plan full of guarantees.
As long as you maintain your policy, your coverage lasts for your entire life. You can feel confident that your life insurance will be there to help your loved ones with your final expense needs.
Guaranteed Cash Value
Our Life Protector coverage guarantees a cash value that grows over time. Access the cash value for any reason and at any time your policy has a loanable value.*
When you purchase our Life Protector Insurance, you receive a budget friendly rate that will never change as long as you maintain your policy.
Income Tax-Free** Death Benefit
When the time comes, your beneficiaries will receive a death benefit that is not subject to income taxes to help pay for final expenses and any other costs.
*Policy loans provide access to your cash value. Loans and unpaid interest reduce the death benefit. If a loan exceeds the surrender value of a policy, the policy will terminate. **According to tax laws IRC Sections 101 & 7702.
Phillip, South Dakota
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Did you know that when you purchase a life insurance policy with BetterLife, you are automatically eligible to apply for any of our exclusive Member Benefits?
Our Member Benefits are designed to help you live a better life and range from assistance with out-of-pocket health expenses to funds that can help you support your community.Learn More