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Reliable Protection

We have been protecting our members for 125 years. We are not only strong and stable; we are also growing and building a bright future for our members and their families.

Honest Advice

Our licensed agents can help put together a plan that works for you, with your budget and your needs at the forefront. At BetterLife, we do what's best for you, our members.


As a member-owned company, we offer friendly and trustworthy service, exclusive member benefits, member events, and a thriving member community.

Protection Designed for Your Life

BetterLife offers a competitive portfolio of products, designed to protect you and your loved ones and help you live a better life.

Scroll over or click the boxes to learn about each option.

Term Life Insurance

Simple & Affordable

Our Term Life Insurance offers budget-friendly protection for 10, 20, or 30 years.
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Universal Life Insurance

Ultimate Flexibility

Our Universal Life Insurance has the flexibility to adapt to your changing needs over time.
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Whole Life Insurance

Permanent Protection

Our Whole Life Insurance offers guaranteed protection that can last a lifetime.
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Final Expense Insurance

Simple Application

Lift the burden from your loved ones by purchasing life insurance that can help pay your final expenses.
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Safe, Guaranteed Income

Our fixed annuities are ideal for those approaching or in retirement because they offer guaranteed growth.
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Join the BetterLife Community

We do more than provide protection through life insurance and annuities to our members. As a member-owned, community-focused life insurance company, we work with our members to support our communities through fundraising, donations, volunteer work, and community activities.

Click here to learn more about BetterLife.

Follow us on Facebook and Instagram for more photos and member stories.

Here’s a snapshot of our community impact in 2023


donated to charitable organizations


given to serve our communities


volunteer hours

BetterLife Tools & Resources

Coverage Comparison

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Life Insurance Calculator

How much life insurance do I need?

Member Benefits

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Connect with an Agent

Get connected with an agent to learn more about our products and find a personalized life insurance solution.